What? ObamaCare is working? For New Yorkers buying their own insurance on the perilous individual market, you bet:

Individuals buying health insurance on their own will see their premiums tumble next year in New York State as changes under the federal health care law take effect, state officials are to announce on Wednesday.

...State insurance regulators say they have approved rates for 2014 that are at least 50 percent lower on average than those currently available in New York. Beginning in October, individuals in New York City who now pay $1,000 a month or more for coverage will be able to shop for health insurance for as little as $308 monthly. With federal subsidies, the cost will be even lower.

Supporters of the new health care law, the Affordable Care Act, credited the drop in rates to the online purchasing exchanges the law created, which they say are spurring competition among insurers that are anticipating an influx of new customers. The law requires that an exchange be started in every state [Roni Caryn Rabin and Reed Abelson, "Health Plan Cost for New Yorkers Set to Fall 50%," New York Times 2013.07.16].

Rabin and Abelson report that small businesses already enjoy lower rates, so their cost savings won't be as dramatic. However,

...small businesses will be eligible for tax credits, and the exchanges will make it easier for them to select a plan. Roughly 15,000 plans are available today to small businesses, and choosing among them is particularly challenging.

“Where New York previously had a dizzying array of thousands upon thousands of plans, small businesses will now be able to truly comparison-shop for the best prices,” said Benjamin M. Lawsky, the state’s top financial regulator [Rabin and Abelson, 2013.07.16].

The GOP wants to scare Democrats into running away from ObamaCare, the way they did in 2010. Ask Stephanie Herseth Sandlin how well that worked for her. Don't fall for that trick, Dems: trumpet the fact that the Patient Protection and Affordable Care Act will save regular Americans money on health care.