Press "Enter" to skip to content

Chad Haber Takes $200K Loan, Argues He Never Has to Pay It Back

I have raised questions before about the strange real estate dealings that Chad Haber, president of Sioux Falls non-profit Preventive Health Strategies, appears to have engaged in while living in Utah. Court documents illustrate another aspect of Haber's real estate dealings, which appear to be built on false promises and legal evasion.

On November 29, 2005, Haber signed the following handwritten contract with Christine B. Dearing of Salt Lake County, Utah:

Haber-Dearing Contract 20051129

Agreement between
Chad Haber & Chris Dearing.

I Chad Haber agree
to give Chris Dearing
4 Hurricane building
pads as soon as they
become available.
This is in exchange
for $200,000.00 cash
received via check on

If lots do not
come through parties
agree to exchange
other property lots or
Chad will reimburse
Chris the full loan
amount plus associated
costs, fees, points & interest.

[signed] Chad Haber 11/29/2005
[signed] Chris Dearing 11/29/2005

Even without knowing the Haber story, I hope every one of us looks at this spiral notebook sheet, looks at the dollar figure, and says, Noooooooo! Chris! Don't do it!

Chris did it, taking out a loan from Zions First National Bank in Salt Lake City to hand this cash to Haber. A year and a half later, Dearing had neither her money nor her four promised building pads in Hurricane (Utah, I gather from subsequent court documents, although there is a remarkable coincidence here: the 100X mortgage-flipping scheme that sent five people associated with Haber to federal prison dealt with property in Hurricane, West Virginia). Dearing sued Haber in June 2007 for her $200,000, plus interest. Dearing produced her written contract, plus a check Haber had written to Zions Bank for the amount of $2,225.37. Dearing contended this check was an acknowledgment by Haber that he owed Dearing fees and interest on her money based on the terms of the promissory note she'd taken out to get that money.

Haber and his wife, current illegitimate U.S. Senate candidate Annette Bosworth, appear to have left Utah sometime in 2007 (and have you noticed that Bosworth says nothing about her time in Utah in her campaign bio or the years she spent practicing medicine there on her LinkedIn page?). Haber responded from South Dakota to Dearing's suit in August 2007. He admitted he took Dearing's money. He did not dispute that he had signed the handwritten agreement. But he said that he and Dearing had never agreed on a timeframe or on a specific interest rate or other fees for the use of the money. His lawyer proceeded to argue that the written contract that Haber had signed was unenforceable.

Dearing's lawyers responded that Haber's position was poppycock... but it appears (and I'm still trying to find the end of the legal trail) that the cost and complications of pursuing the case against Haber, who had fled Utah for South Dakota, deterred Dearing from pressing the case further.

But it would appear that Chad Haber, managed to make off with $200,000 of someone else's money in 2005 and declared himself entirely unobligated to satisfy the conditions under which the owner of that money thought she had loaned it.


  1. Becca Pivonka 2014.05.23

    Not surprising by any means.

  2. Jenny 2014.05.23

    Good investigating, Cory.

  3. skybluesky 2014.05.23

    This guy should be in jail! I shake my head and my stomach churns the more and more that is revealed about this family. She calls out welfare recipients for bilking the system...they not only bilk systems...they blatantly steal. A trail of scorched earth across the US!

  4. Rick 2014.05.23

    The audacity of Mr. Haber is revolting. This revelation makes me wonder if he was raised to be a swindler and scoundrel. Unbelievable.

  5. Doctor not Bricklayer 2014.05.23

    Keep 'em coming, Cory!

  6. Rorschach 2014.05.23

    With that kind of money gone he's lucky someone didn't take the law into their own hands. No wonder HeckAnnette has a gun.

  7. Been There 2014.05.23

    Rick, having known the family for over 20 years, I can assure you, Chad's attitude toward life and people are not from his upbringing. The rest of his family are incredibly honest and giving with their lives being cemented in family and faith. They are very loving and of high moral standard. "There's one in every bunch."

  8. Rocky Racoon 2014.05.23

    $200,000 in 2007, living in an RV in the dead of SD winter by 2013. Someone call CPS on these people. they are unfit to parent.

  9. Lee Schoenbeck 2014.05.23

    Cory -
    While this wouldn't be true as to any other breathing person I know of, but as to these two - where's the news? They get up in the morning, they have coffee, they steal, they go to bed at night. just another day's not-work

  10. Danno 2014.05.23

    This is just amazing.

    How are they not in jail?

  11. Rhino Lynn 2014.05.23

    The more that is uncovered about these two the more I'm amazed they are not living their lives behind bars paying for their crimes. Evidently as Steve Hickey has indicated this is just the tip of the iceberg. Just think of the life lessons those poor kids are getting.

  12. Rhino Lynn 2014.05.23

    Just curious? How many of you can say that you have definitely had an experience or been the victim with someone who was a sociopath? Is it that common?

  13. grainofsalt 2014.05.23

    Good work Cory.

  14. WestRiver 2014.05.23

    Ok. I am 100% sympathetic with each & every person who has ever been entangle with Annette & Chad but unless you're independently wealthy or especially naive who would write a check to anyone for $200,000 and not have a lawyer draw up the contract?

  15. Les 2014.05.23

    Vulnerable people happen every day, WR. Lost her husband and Chappy Chad said all the right things? Never had money and received an inheritance? Laws are meant to protect from creeps like Chad Haber. Unfortunate that he wasn't living a hundred years ago to experience the speedy justice of the Old West.

  16. Jenny 2014.05.23

    Best decision ever made when Chad made the wife run for Senate.
    This all is a good reminder that there are more Chad Haber's than one would like to think running around out there. You hear about employees embezzling all the time on the local news. Don't trust anyone.

  17. CD 2014.05.23

    Chad is anti-social. Period.

  18. Steve Sibson 2014.05.23

    "You hear about employees embezzling all the time on the local news."

    Yes, just ask Steve Hildebrand about Chad.

  19. CK 2014.05.23

    These two (Chad and Annette) utterly disgust me. I can not wait until June 4th, when they are silenced.

  20. Becca Pivonka 2014.05.23

    CK - I have a fear that even after June 4th we'll continue to hear about them. Hopefully it will be with their butts being sued in court however

  21. Roger Cornelius 2014.05.23

    Can you even imagine lurking in the halls of congress searching for his next victim?

  22. Roger Cornelius 2014.05.23

    Should have said Chad lurking the halls of congress...........

  23. owen reitzel 2014.05.23

    What's disgsting is that there are people that actually support! Don't they know how to read?

  24. Dan Van 2014.05.23

    I too can vouch for the rest of the Haber family. They are good people. Upstanding citizens. Chad chose a different path soon after marrying the fake candidate.

    Just another page in a sad story.

  25. Deb Geelsdottir 2014.05.23


  26. Roger Cornelius 2014.05.23

    Deb, you give scum a bad name.

  27. Deb Geelsdottir 2014.05.23


  28. Dave Baumeister 2014.05.23

    Dan Van, Chad had these tendencies long before he met Annette. Unlike his sister and brother, Chad was a schemer even back in high school. Most of his friends were also schemers. Of course at age 16, that can be a fun and endearing quality, and be construed as ambition. As Chad has bad-mouthed many of these people to me, I have to believe they have grown out of their scheming ways or learned to see through Chad long ago. With Annette, he met someone who could work and make money while he concocted his scams and schemes. I wonder what his sons ay when people ask them, "What does your daddy do?" I suppose they could answer, "He is an Equivocator!" That sounds impressive, doesn't it!!

  29. student 2014.05.24

    Dave the sons say " daddy loves mommy"

  30. caheidelberger Post author | 2014.05.24

    Lee, you are right: in a way, Chad and Annette scamming anyone is now clearly dog bites man.

  31. Donald Pay 2014.05.24

    Who falls for this kind of scam? Oh, let's see: Bill Janklow and the South Dakota Board of Minerals and Environment. It was a bit more complicated a scam, but there never was a magic sewage ash to gold machine.

    Generally these sorts of scammers use the incompetence of or direct collusion of government to succeed, at least that's what happens when petty crime turns to organized crime.

    I always wondered what Janklow got out of the sewage ash scam. I always suspected the job in the Twin Cities was part of the deal.

  32. Tara Volesky 2014.07.11

    Sounds like our state government. Where did the millions of dollars disappear to over the failed EB-5 projects? It will never come out as long as we have Government officials investigating themselves.

  33. caheidelberger Post author | 2014.07.11

    So Tara, your point is that Chad would fit right in with the GOP regime, right?

  34. Tara Volesky 2014.07.11

    Chads not part of the good old boy club. Cory, I wish you would run for Attorney General.

Comments are closed.